The insurance inspector has required the installation of the deck guardrails sooner rather than later. Typically weeks after a rehab project begins, the insurance company will send out an inspector to look the place over. On a truly derelict project, such as how this one began, the insurance will be cancelled within a month or so because of non-compliance to a laundry list of issues. We can’t blame them, as their business is to insure occupied homes. Our next choice becomes builder’s risk insurance which covers these more extensive remodel projects. It costs more money so the goal becomes getting to the point as soon as possible where more traditional homeowner’s insurance will cover the project until the property is sold.
